Spain's Golden Visa vs Non-Lucrative Visa: Which Is Right for You in 2026?

What About EU Citizens?

EU, EEA, and Swiss nationals have the right to live and work in Spain freely under EU freedom of movement. The NLV and Golden Visa do not apply — they simply register as residents (empadronamiento and certificado de registro de ciudadano de la UE). For most European buyers, residency is a simple administrative process.

British Buyers Post-Brexit

British nationals lost EU freedom of movement rights when Brexit took effect. They now require a visa for stays exceeding 90 days in any 180-day period (the Schengen rule). The NLV, Digital Nomad Visa, or other routes are needed for long-term residency.

That said, many British buyers use Spain as a second home without requiring formal residency — provided they spend no more than 90/180 days.

Our Advice

For most international buyers purchasing on the Costa del Sol, residency is secondary to the property itself. If you intend to spend significant time in Spain, a consultation with an immigration lawyer alongside your property lawyer is well worth the investment. Situations vary: tax residency triggers, pension income, and existing business structures all affect which route is optimal.

Luxury Spanish Homes can introduce you to trusted immigration lawyers in the Marbella area who specialise in exactly these scenarios.

Want to understand your residency options alongside a property purchase? Contact Luxury Spanish Homes — we can connect you with specialist immigration and tax advisors.

Luxury Spanish Homes provides independent buyer advisory services across the Costa del Sol.
www.luxuryspanishhomes.com  |  [email protected]  |  +44 7814 193722